Privacy Policy
Canada Wide Payday Loans respects your privacy and is committed to protecting your personal information in accordance with Canadian privacy laws and regulations.
Information We Collect
When you use our referral service, we collect information necessary to connect you with licensed lenders across Canada. This includes:
- Your name, email address, and phone number
- Your province or territory of residence
- Basic employment and income information
- Bank account details for e-Transfer purposes
- Information about your loan request, including amount and timing
We do not collect sensitive information such as your full Social Insurance Number or detailed credit history. Any such information is collected directly by the lender you are referred to, not by Canada Wide Payday Loans.
How We Use Your Information
Your information is used exclusively to:
- Match you with licensed payday lenders operating in your province or territory
- Facilitate your referral and loan application
- Send you updates about your application status
- Respond to your inquiries and provide customer support
- Comply with legal and regulatory obligations
We do not sell, trade, or rent your personal information to third parties for marketing purposes. Your data is shared only with the lenders you are referred to, and only with your consent.
Third-Party Lenders and Their Privacy Practices
Canada Wide Payday Loans partners with licensed lenders across all Canadian provinces and territories. Once you are referred to a lender, that lender's privacy policy governs how they handle your information. We encourage you to review each lender's privacy practices before submitting your application. We are not responsible for the privacy practices of third-party lenders.
Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and restricted access protocols. However, no method of transmission over the internet is entirely secure. While we strive to protect your data, we cannot guarantee absolute security.
Cookies and Tracking
Our website uses cookies to enhance your experience, remember your preferences, and analyze site usage. You can control cookie settings through your browser. We also use analytics tools to understand how visitors interact with our site, which helps us improve our service. These tools do not identify you personally.
Your Privacy Rights
Under Canadian privacy legislation, you have the right to:
- Access your personal information held by Canada Wide Payday Loans
- Request correction of inaccurate information
- Withdraw consent for data collection and use
- Request deletion of your information, subject to legal retention requirements
- Lodge a complaint with the appropriate privacy authority in your province or territory
To exercise any of these rights, contact us using the information provided below.
Retention of Information
We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. Once your referral is complete and any legal retention period has expired, we securely delete or anonymize your data. Lenders you are referred to maintain their own retention schedules in accordance with their regulatory obligations.
Children's Privacy
Our service is not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information and terminate the child's use of our service.
Changes to This Privacy Policy
Canada Wide Payday Loans may update this privacy policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date. Your continued use of our service following such notification constitutes your acceptance of the revised policy.
Contact Us
If you have questions about this privacy policy, wish to exercise your privacy rights, or have concerns about how we handle your information, please contact us:
- Email: [email protected]
- Mail: Canada Wide Payday Loans, Privacy Officer, serving all Canadian provinces and territories
We will respond to your inquiry within 30 days or as required by applicable privacy legislation.
Related Policies
For more information about how we operate, please review our Terms of Service and Responsible Borrowing Guidelines.
Last Updated: This privacy policy was reviewed by Marisol Kowalczyk and is current as of the date posted on this page.